Hi guys. Lately, I’ve been visiting several blogs and/or YouTube channels where my fellow retirees are sharing their inflation coping techniques with the rest of us. One thing that stuck out to me was a few of them were lowering the quality of the foods they were eating and substituting unhealthy choices. For example, sugar-laden breakfast cereals, like Frosted Flakes, Fruit Loops, Reeses Puffs are being priced at $1.45 a box, so some of my fellow retirees were actually consuming unhealthy breakfast cereals such as these instead of the heart-healthy choices like old fashioned oatmeal, Creme of Wheat or even, yes, grits. (I can’t believe they made a cereal out of Reeses, which is a chocolate/peanut butter candy, but I digress).
People, please don’t do this. One cup of Frosted Flakes contains 13 grams of sugar, which when translated equals three teaspoons of sugar. And we all know, we never just stick to the one cup serving. We have two cups. That’s six teaspoons of sugar. Sugar is very bad for your precious health. Please choose oatmeal (old fashioned, not instant) or one of the other healthy grains. The same advice goes to all the other cheaper, less expensive (we think) food choices you might be making. Do you realize, that as an older person, our best resource is our health? We can’t let a thing like skyrocketing inflation deter us from staying as healthy as possible. This goes for our lunch and especially for our dinner. We need to keep eating as healthy, low-fat and low-sugar as possible. If money is your object then I have this one piece of vital advice that may just help you keep on buying healthy produce, whole grains, proteins and fresh vegetables and hopefully a daily mixed green salad.

Figure out how much your monthly deficit is. Some financial experts estimate that the typical shortage, for a family of four is between $300 to $500. So, let’s just say, for arguments sake, once you’ve made all the cutbacks you can safely make, you have a monthly deficit of $250. My advice is, if you are in a somewhat agile, healthy physical self, please get a part time job. The time to get one is now, while employers are still desperate to hire people. We baby boomers actually have a fantastic work ethic and many employers are looking for competent people like us. The job doesn’t have to be complicated or hard. Even as a WalMart greeter, supermarket bagger, office assistant (filing) or performing data entry at home………whatever it is, earning $250 a month, or just $62 a week can make all the difference in our lives.
For me, I make extra monthly money from writing. My husband, at the age of 65, went back to work for his old boss, part time (some of the work he does can be done at home on his computer). In any event, we both are earning enough extra money to keep us buying our beloved healthy food choices, vital vitamins and to actually sock away some extra cash in our retirement savings account for the future. I’m NOT going to have the powers-that-be destroy my quality of life. We’re fighting back. We’re holding onto our healthy lifestyle. If the price has doubled or even tripled for something we love and need, we have the money to pay for it. Period!
We also, when necessary, can make healthy substitutions. For example, buying boneless chicken breasts has become a wee bit cost effective ($4 to $5 a pound). So we are substituting chicken thighs @.69 per pound (which BTW are delicious!) and chicken legs (which are great southern “fried” in the oven or on the BBQ). If the original boneless chicken breast, however, goes on sale, we have the money to buy them and store them in our freezer for future use. In the interim, we’re still eating healthy and financially wise.
Going back to work may not have been in your original retirement plan. Truthfully, it wasn’t in mine either. But then again, neither was double digit inflation, sky high energy prices, gas prices or housing costs. 1.5 million retired Americans have gone back to work simply to keep a roof over their head, food on the table, gas in the fuel tank and heat/air conditioning running in their home. I’m thankful we still have the choice and the option to do this. Getting a part time job will make your retired life easier to afford and maybe possibly help you sleep safer and saner at night.
Whatever you decide to do, work or simply cut back, please don’t jeopardize your good health. Don’t start eating crap and low cost foods simply because they are cheaper. If you need some recipes to get you through this inflationary time without breaking the bank, I always recommend the YouTube channel “Depression Cooking with Clara“. Click here. Thanks to her grandson, he made the final days of his grandmother’s life a blessing to us all by making videos of Clara’s favorite, most healthy meals. Clara was one of those creative Italian grandmas, who when back in Italy, had to feed her hardworking husband, sons and grandsons so they could work the fields during the Great Depression. Food had to provide the health and strength needed for the men to do hard labor. Money was tight, food was scarce but those Italian women, who worked in the fields knew what to cook and eat to keep their health intact.
Here’s one of my favorite recipes from Clara, pasta and peas and YES! it’s one of the food choices I make quite often here in my home. It’s delicious and very healthy for you. Enjoy!
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So, true. Even children should not be eating that stuff. It come sout in the dental bills, behavior I can go on and on.
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When I found out some of my retired friends were eating this PLUS they were serving these sugar laden balls of crap to their families when they came to visit, all hell broke loose. We must protect our good health with everything we’ve got. I didn’t even think of the dental bills. WOW!
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We really do, I make a point to serve a serving of fruit and vegetables at every meal. I freeze greens for smoothies all year. I have not served cold cereal for years, It is oatmeal or cream of wheat. People can make granola too with very little. Protein bars etc. I am thank ful we grow so much produce.
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You are truly blessed. Sometimes I make myself a breakfast bowl of cheesy grits, that’s grits with butter and cheddar cheese. Delish!
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I have that for a dinner side sometimes. I do fruit and toast in the morning.
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Thanks for the gentle reminder about sugar. It’s very addicting, for sure. I’m slowly but surely going away from it, but it is hard. I have an egg every morning for breakfast, I really never have cereal. Oatmeal is a good choice too. I’ve started intermittent fasting to control how much food I eat in a day, which is also helping. My damn foot is keeping me from doing my favorite exercise of walking — I miss it so much, but I just renewed my community pool pass, so I’ll be swimming instead of walking this summer and PRAYING I won’t need surgery.
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Sharon, I’ll say a prayer for you and your foot too. BTW, how is your son?
I used to have one egg and one breakfast chicken sausage for breakfast. Now? Either a mini croissant or oatmeal or grits. Love the latter!
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The most valuable resource any of us have – at any age – is our health. Good advice to not eat crap!
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Thank you Betty. Please take good care of yourself and your loved ones!
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Hi Cindi, I have found eliminating the least nutritious food from my shopping cart has kept my food budget down and weight lower. Iceberg or romaine lettuce for wraps and sandwiches besides for salads eliminates all bread product purchases. Oatmeal ground for the best flour for crackers, pancakes and waffles besides adding cinnamon, chopped apples, and walnuts for hot cereal eliminates buying flour too. Portion control, purchasing loss leaders, meal plan overs, using gift and credit card rewards has done more to keep my food budget down too. Sincerely, Lara
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Portion control and no snacks has helped us a lot. I’ve even cut back on breakfast. Just coffee and some toast does the trick. I have eggs for lunch now.
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Sugar cereal is WAY more expensive then oatmeal. We buy two boxes a year- for kid snacks when the grands come. I have been buying regular staples in bulk for the last year- rice, wheat that I can sprout, beans and corn. My bil raises cows and my backyard is a potato farm. Did you know the spices at Dollar Tree are made by McCormick? I cut back buying extra at the beginning of the month.
We bought a solar generator a while ago. House is super insulated. Our utility bills are pretty low- even now. We have been out of the market since the last crash- so we know our income and outgo well.
Pensions are all government (we made way less then peers- but the pension has been a blessing).
I know I could substitute teach for some money and my husband, like yours, is pretty handy. I suspect we will be trading skills instead of money in the next few years.
Still, we swallowed the price of seeing our kids on your coast. Air fare is astronomical. I went two weeks ago and hubby will go in September. We will, probably, drive out in December and stay for January. I am hosting our 40 th anniversary party at the end of the month….
I feel well positioned and very blessed. The next few years should be a roller coaster. I am now in a seriously conservative state and we are ready for the ride.
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Hi Janette. That’s a very good tip about the Dollar Tree spices. Thanks. I was thinking of growing potatoes this year. Def next! Lots of people are growing their own potatoes. Thankfully our kids are sorta nearby so we can see them. just not as often. This isn’t our first roller coaster ride, Janette. We’ve all been through this before. 2008 was the real lesson. Thankfully many learned. No debt. Live close to the bone. Be happy with what we already have. We’ll do just fine!
Thanks for your comment.
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PS: when the pandemic hit, I wanted to buy grits but they (Amazon) would only sell me 15 pounds minimum at some ridiculously low price, like $2 a pound. I store the bags in my freezer. The first year I actually ate 5 pounds of cheesy grits. I’m enjoying the next 5 pounds this year and I still have another 5 pounds in my freezer. Who knew they would turn out to be so vital? I love them. Low cost and healthy. Great combo.
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I believe taking all of those vitamins is so important.We take all of those. You won’t see sugary cereal in our home. We don’t eat it. Yes, I do have some in case the SHTF but otherwise it is only oatmeal and Cheerios and homemade granola where I can control the sugar.
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